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UNDERSTANDING LOANS AND CREDIT (WORKSHOP)
This module was previously titled ARE YOU BORROWING TOO MUCH? The contents of this module are essentially the same.

OBJECTIVES

Assess if you are borrowing too much or saving too little. Discover the common types of loans and the associated costs. Learn to manage your borrowings and to resolve debt issues. Learn how the new credit card and unsecured credit measures may impact you.

COURSE OUTLINE

  • What are the various types of loans?
  • Comparison of the types of loan, their purpose, features and cost of borrowing
  • How much debt can you afford?
  • Understand credit card interest?
  • Impact of New Measures on Unsecured Credit facilities
  • How can we reduce debt?
  • Options you can take when you are in debt
  • Common debt collection process
  • Bankruptcy

WHO WILL BENEFIT?

Those who want to understand the cost of borrowing, how to reduce debt, assess the amount of debt they can afford and the consequence of over-leveraging.

Recommended Duration: 3 Hours


UNDERSTANDING LOANS AND CREDIT (TALK)

OBJECTIVES

This talk aims to enable you to find out if you are borrowing too much, understand the types of loans and their associated costs. You will be able to assess if you are borrowing too much and learn how to resolve debt issues.

COURSE OUTLINE

  • What are the various types of loans?
  • Comparison of the types of loan, their purpose, features and cost of borrowing
  • How much debt can you afford?
  • Options you can take when you are in debt

Duration: 1 Hour


Who Should Attend?
Those who want to understand the cost of borrowing, how to reduce debt, assess the amount of debt they can afford and the consequence of over-leverage.